Optimum SaaS Licensed - Card E Wallet Provider in Bahrain & GCC Countries

Cards e-Wallet allows to manage all your cards be it Debit Cards, Credit Cards or Virtual Cards in one e-Wallet. The product can be white labelled for Open Banking Platforms, PSPs or Banks.

Tokenized Cards can be used for online purchase or in-shop purchases using Tap & Go (NFC) and Scan to Pay (QR). Multiple Currencies can also be linked to Debit Cards.

Comprehensive backend control system
E-KYC integration with any provider (Jumio, ShuftiPro etc.)
Online real-time posting, resulting in online real time financial reporting.
Bilingual capability: Arabic/English, you log into the system with the language of your choice.
Extensive MIS reporting (in both languages).
Multi-level access to the system and powerful central security control.

Functionalities

Open Banking

Optimum Cards e-Wallet can be used for Open Banking. It can be linked to all the banks to tokenize their cards on the app along with IBANs. Wallet holders will be able to tranfer money to their own cards or wallet accounts and to other bank accounts as well.

Features:

Cards Tokenization
IBAN
Tap & Go
Scan & Pay
Add / Receive / Send Money
Multi-currency Linking

PSP issued Cards

Optimum Cards e-Wallet can be used by PSPs to issue and manage pre-paid cards which can be integrated with other systems like Salary Payment (Wages Protection System) or with any other card management system.

Features:

Cards Issue
Cards Processing
Cards Management
Tap & Go
Scan & Pay
Add / Receive / Send Money
Multi-currency Linking

Own Cards

Optimum Cards e-Wallet provides the functionality to issue virtual or physical cards which can be tokenized on the app. The backend system provides full cards management module cards issue, cards cancellation, cards processing and cards inventory.